To budget for expenses that you only pay once a year, just divide those costs by 12 to arrive at their monthly cost to you. It's a print-ready budget planner that you can use as a budget planner for 2021 and beyond. Sometimes if I'm in a hurry, I just round it out to the closest dollar when I split it up. All free printables offered are for personal use only. I love that the financial goals are included right at the beginning and then revisited each month. I have tried other budgeting methods. You can find the 2017 calendar here: https://justagirlandherblog.com/free-printable-2017-calendar/. When you subscribe to my newsletter list, you'll get a PDF that teaches you how to make your own organizing printables. Click the button below and get it delivered directly to your inbox! So sorry about that, Noelle! that I budget a weekly amount for. Abby, Thanks so much for sharing your printables! I need this bad. There’s nothing like a shiny New Year to get you motivated to make changes and be more organized! These stamped books are so easy to create and best of all you can customize them with any saying of your choice!You can even make a set with all the names of your family members, how cute would that be? Happy budgeting! Good for you. You customize it to what works for you. Love your ideas, though!! It’s also the time that our mortgage company re-evaluates our escrow account for taxes which affects our mortgage payment. Can't wait to get started. This is great - thanks so much for the tips. With all my current medical expenses we will definitely be more disciplined to be more budget minded. Paying off those student loans will feel better than an extra meal out ever could! Thanks for the links I am going to takeaway look and start a planner. Thanks Abs! I’m about to live alone again and will be doing new budget soon. My household budget notebook is a 1 1/2 inch binder with various free budget printables from different places on the internet which are linked at the end of the post. Thanks so much, Therese! So, I wanted to say Thank you for all your time in reaching out and making our life easier with this great Budget Planner you created. I love it when you share! I am beyond thankful for your family. 17 Awesome DIY Pipe Shelves for Budget-friendly Organizing Just in case you haven’t been engaging in the DIY home decor space recently, let us tell you about these design gems. I love this idea! Hope you have a wonderful week! This is right up my alley! The only problem I realized is that, for my family at least, I would often have to re-do our family budget mid year because my husband’s company has our medical insurance running June – May and every year the options get worse and the cost is more! Goal setting is oh-so-important to me, especially when it comes to finances. For example: Termite Bond Renewal, AAA Membership, Warehouse Club Renewal Fee, Membership/Subscription Fees, Property tax if it’s not included in your mortgage etc. So let’s see where we had to spend some money… Floor Paint = $40; Stencil = $10; Primer = $30; Vanity Paint = $30; Wall Paint = $30; Mirror = $153 Do you have any tips for getting finances organized? This can be as simple or as detailed as you want, but everything you buy during the month needs to fit into one of your categories. These goals and action steps are in the front of the binder for a reason– they’re there as a constant reminder of what we're working toward. What a great post, Abby! Sometimes things stay pretty much the same and sometimes, like this year, we’ll be paying close to $200 more per paycheck for medical (plus a high deductible) starting June. I was curious what fonts you used for your budget binder. Super cute AND useful! Great ideas! As the world book day looms near, Book weeks are a common occurrence. I was doing research for a post on my blog and I really appreciate what you are doing here. Perfect for those on a budget, or people who simply don’t want to shell … I'm so glad that the printables will be helpful. Also, I prefer a landscape version as it means more room to write per purchase. Thanks Adrienne! Hope you have an awesome week, Renee! I have been searching the Internet for templates to use to make our "tax season process" more manageable. So many browsers store your passwords and sign ins. How To Make A Budget Binder. Helping You Manage Your Home and Life on a Budget. One extra you may want to consider for your budget binder is a simple budget worksheet. Instead of using a binder, I use envelopes to write down my expenses and contain receipts. Ready to snag your copy of the 2021 budget planner? Have a wonderful weekend, Christy! Love the printables....very cute! 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